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Top 10 Credit Card Affiliate Programs

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When was the last time you paid for something in cash? For some, it might have been coffee this morning. For others, it might have been that trendy farmers market you visited three years ago.

As the world moves closer and closer to a cashless society, over one billion credit cards are currently circulating in the United States. In an industry that racks up nearly $4 trillion per year, consider how much money you can make as an affiliate partner! We put together a list of the top ten credit card affiliate programs, with the best commission rates to put some money in your pocket…or virtual wallet.

1. American Express

Not surprisingly, some of the most prominent credit card companies also offer the best affiliate programs. Over a 7 day cookie life, you can earn up to $200 per sale through your referrals. With such a recognizable brand, your marketing will take care of itself.

2. FlexOffers

This is a massive network of more than 12,000 advertisers, each offering their own unique commissions for affiliates. These rates can reach up to 50% of revenue, earning you between $15 and $400 per referral on cookies that range between 10 and 45 days.

3. Commission Junction

CJ affiliate members can promote credit cards from major retailers like Overstock, Lowe’s, Zappos, and more. With an affiliate commission payout reaching up to $150 with a revolutionary cookie-free tracking program, this is one of the top credit card affiliate programs you can find.

4. Experian

It’s not every day you have the opportunity to promote the same company as John Cena, but today is one of those days. Experian offers a 45 day cookie through which you can earn up to $20 of the revenue your referrals generate.


With a variety of credit and finance affiliate offers, can connect your readers with more than just credit cards. Attracting big names like Mastercard, Chase, and American Express has catapulted this program into one of the top affiliate marketing options available. Each advertiser sets their own commission rates and cookie life, so you can pick and choose according to what you want.

6. Capital Bank – OpenSky

With the successful referral for a secured credit card through OpenSky, you can earn $25 on each funded account you initiate. On a 30 day cookie life, that is a lot of opportunity to bring in new applicants.

7. TransUnion

With most affiliate programs, you need to initiate a sale or completed purchase to earn any commission. Not with TransUnion—if you refer a customer to a 7-day trial, you get a $20 commission. Even better, you get a $45 commission with each paid product.

8. Bankrate Credit Cards

Get ready to name-drop all across your social media, blog, or website. From Chase and Capital One to Discover and American Express, most of the biggest brands in credit are part of the Bankrate Credit Cards affiliate program. If you are part of it, that means you can earn up to $200 per signup on your 30 day cookie.

9. CreditKarma

While CreditKarma is primarily known for its credit monitoring services, they also offer credit cards that are specifically tailored to your credit situation – yes, even for bad credit scores. When you refer someone to the website – whether they check their credit report or just look back on their credit history – you earn a $0.25 payout.

10. CommissionSoup

This company has been in the credit industry for over 20 years, earning the trust of large brands and paying out for referrals in sums up to $40 commission. You will not just be thrown into a random program, as your account manager will collaborate with you to find the perfect match that gives you the highest chance of conversion.

Gonzalo Suárez
Gonzalo Suárez
Co-founder and COO @ Key Content
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